Effective Date: August 18, 2026
LoanSurface respects your privacy and is committed to protecting the personal information you provide through this website.
LoanSurface is operated by Amil Esmailpour, NMLS ID #1382534, under West Capital Lending, Inc., NMLS ID #1566096. Mortgage loans are originated through West Capital Lending, Inc.
Information We Collect
When you use LoanSurface, we may collect information that you voluntarily provide, including:
- Name
- Email address
- Telephone number
- Property address or ZIP code
- Property type and estimated property value
- Loan purpose, including home purchase, refinance, or home equity
- Current mortgage balance
- Estimated credit profile
- Income or employment-related information
- Desired loan amount, credit line, or down payment
- Other information you submit through our forms or communicate to us
We may also automatically collect certain information about your use of the website, such as your IP address, device and browser information, pages visited, referring website, approximate geographic area, and interactions with our website.
We may use cookies, pixels, analytics tools, and similar technologies to operate the website, measure performance, understand visitor activity, and improve our marketing.
How We Use Your Information
We may use information collected through LoanSurface to:
- Respond to your request for mortgage information
- Help determine mortgage products or options that may be relevant to you
- Contact you regarding your mortgage inquiry
- Assist with a mortgage application or transaction
- Provide requested calculations, estimates, or educational information
- Operate, maintain, secure, and improve the website
- Detect fraud, abuse, or security threats
- Measure advertising and marketing performance
- Comply with applicable legal and regulatory obligations
Providing information through LoanSurface does not guarantee loan approval, a specific interest rate, particular loan terms, or the availability of any loan program.
How We May Disclose Information
Information may be disclosed as reasonably necessary to provide the services you request, including to:
- West Capital Lending, Inc.
- Mortgage professionals involved in responding to or processing your inquiry
- Technology, hosting, CRM, communications, analytics, and security providers
- Service providers assisting with mortgage processing, verification, or related services
- Government agencies, regulators, courts, law enforcement, or other parties when required or permitted by law
- A successor organization in connection with a merger, acquisition, restructuring, or transfer of business assets
We do not authorize service providers to use information provided to them for purposes unrelated to the services they perform on our behalf, except as permitted by law or their applicable agreements.
Cookies and Advertising Technologies
LoanSurface may use cookies and similar technologies to remember preferences, analyze traffic, measure website performance, and understand the effectiveness of advertising.
Some third-party advertising or analytics technologies may collect information about activity across websites or services. Depending on how those technologies are configured, certain disclosures may be considered a “sale” or “sharing” of personal information under California privacy law.
California residents can review available privacy choices on our Do Not Sell or Share My Personal Information page. California law provides qualifying consumers with rights concerning access, deletion, correction, and the sale or sharing of personal information, subject to applicable exceptions.
Communications
If you provide your telephone number or email address and consent to communications, we may contact you regarding your inquiry as permitted by applicable law.
You may opt out of marketing text messages by replying STOP to a text message. You may also request that marketing calls stop or use the unsubscribe option provided in marketing emails.
Opting out of marketing communications does not necessarily prevent communications that are necessary to respond to an active request, service an existing transaction, provide legally required notices, or otherwise communicate with you as permitted by law. Consumers generally may revoke consent to covered robocalls or robotexts through reasonable means.
Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. However, no internet transmission, electronic storage system, or security measure can be guaranteed to be completely secure.
Data Retention
We may retain information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and maintain appropriate business records.
Third-Party Websites
LoanSurface may contain links to websites operated by third parties. We are not responsible for the privacy, security, or content practices of websites that we do not operate.
Children
LoanSurface is intended for adults and is not directed toward children under 18. We do not knowingly use this website to solicit mortgage inquiries from children.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any updated version will be posted on this page with a revised effective date.
Contact Us
Questions or privacy requests may be submitted through the contact or privacy request form available on LoanSurface or mailed to:
LoanSurface / West Capital Lending, Inc.
Attn: Amil Esmailpour
24 Executive Park #250
Irvine, CA 92614
NMLS ID #1382534
West Capital Lending, Inc. NMLS ID #1566096